My Loan Modification Was Denied. Now What?

February 23, 2017 Brian V. Lee

If your loan modification was denied, you may still have options. If you intend to keep your home and are willing to put in the extra work, then you may still be able to obtain a modification. Here’s what to do [ . . . ]

How Your Credit Score is Calculated

February 21, 2017 Brian V. Lee

Your credit score is calculated using the “FICO Five” factors: payment history, credit balances, length of history, credit mix, and new credit. Instead of having a single credit score, however, you actually have three. Each of the the three major [ . . . ]

Macy’s Day Parade — Green Day

February 19, 2017 Brian V. Lee

Today’s the Macy’s Day Parade The night of the living dead is on its way With a credit report for duty call It’s a lifetime guarantee Stuffed in a coffin 10% more free Red light special at the mausoleum Give [ . . . ]

Is There a Statute of Limitations on Student Loans?

February 16, 2017 Brian V. Lee

A statute of limitations sets the maximum time after you default on a debt within which the creditor can sue you. Statutes of limitations protect defendants from plaintiffs who do not pursue legal actions with reasonable diligence. The Department of [ . . . ]

Five Ways Debt Can Wreck Your Marriage

February 14, 2017 Brian V. Lee

Maintaining a good relationship with your spouse requires work. Hard work. Remaining emotionally connected to your spouse while coordinating the logistics of your daily lives involves true commitment, selflessness, and sacrifice. Debt should not come between you and your spouse. Here are [ . . . ]

I Know What I Know — Paul Simon

February 12, 2017 Brian V. Lee

She looked me over And I guess she thought I was all right All right in a sort of a limited way For an off-night She said don’t I know you From the cinematographer’s party I said who am I [ . . . ]

What To Do When You Get Sued

February 9, 2017 Brian V. Lee

You cannot prevent a plaintiff from suing you. The case may have no merit, and the plaintiff may even be guilty of abuse of process. But you cannot avoid litigation if the plaintiff names you as a defendant. Here’s what [ . . . ]

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