Surviving Furlough During the Government Shutdown
The first known use of the word “furlough” dates to 1631. The word is from the Dutch word “vorloffe,” meaning “permission” or literally “for leave.” The modern non-military definition of furlough is “a period of time when an employee is told not to come to work and is not paid.” Since 1976, there have been […]
Top 5 Foreclosure Defenses in Virginia, Maryland and Washington, DC
If your mortgage company forecloses, you may have defenses. Virginia and Maryland are nonjudicial foreclosure jurisdictions, which means you must sue the mortgage company to raise these defenses. But the District of Columbia is a judicial foreclosure jurisdiction. In DC, you can raise these defenses in your Answer to the Complaint for Judicial Foreclosure. Here […]
Don’t Wait Until You Hit Rock Bottom to File Bankruptcy
You don’t have to be penniless to file bankruptcy. You don’t have to have your back against the wall. And you don’t have to lose everything to get a financial fresh start. Don’t wait until you hit rock bottom to file bankruptcy. Don’t deplete your savings trying to avoid bankruptcy 57 percent of Americans have less […]
Be Tough, Not Uncivil
Litigation isn’t for the weak of heart. Opposing counsel will seek any advantage to exploit, and a case can be won or lost by small margins. But you do not need to be rude when litigating a case. You must be tough, not uncivil. Let the facts rule Get your story straight and let the […]
Avoid Debt This Holiday Season
We don’t have to incur debt every holiday. Here are some tips that will allow you to avoid debt this holiday season without later financial regret. Budget Make your budget realistic and relative to you. Excluding this factor will decrease your chances of calculating a healthy budget. Approach this by remembering your past holiday spending, […]