Getting Out of Debt Improves Judgment, Reduces Anxiety
According to a new study, getting out of debt reduces anxiety and improves cognitive function. You can improve your decision-making ability by getting rid of your debt. The psychological costs of servicing debt Chronic indebtedness afflicts rich and poor nations alike. One in four families in the lowest income quintile in the United States spend […]
D.C. Lawyer for Debt Defense
Consider hiring a lawyer for debt defense if you are being pursued by a debt collector. Lee Legal serves the District of Columbia, Northern Virginia, and the D.C. suburbs of Maryland. To understand how the debt collection industry works, read the November 2019 State of Collections report from TransUnion. We did, and there are a […]
Foreclosure Defense Lawyer Serving Washington DC Area
Mortgage companies have lawyers. If you are seriously delinquent on your mortgage, then you need your own foreclosure defense lawyer. Once your mortgage company schedules a foreclosure auction, your options become more limited. Contact a lawyer as soon as you know you won’t be able to reinstate prior to foreclosure. Foreclosure defense lawyer in Washington […]
Whataboutism Versus Counterclaims in Litigation
Whataboutism is an attempt to distract from an opponent’s attack by charging them with hypocrisy. Whataboutists try to deflect an adversary’s charge without actually disproving it. Whataboutism (and its counterpart bothsidesism) is much in the news lately in the context of our partisan national politics. But the strategy is older than logic itself. The Latin […]
Small Business Bankruptcy Just Got Easier
The Small Business Reorganization Act of 2019 took effect on August 23, 2019. The new law eases requirements for small business bankruptcy in several ways. Now a trustee will be assigned to each case Now a standing trustee will oversee each case, assisting in the reorganization process and monitoring the business’s compliance with the Bankruptcy Code. The […]
Non-Qualified Student Loans Can Be Discharged in Bankruptcy
You can discharge your non-qualified student loans in bankruptcy. Most student loans are “qualified” student loans and cannot be discharged in bankruptcy. But not so for non-qualified student loans. What are non-qualified student loans? Student loans are generally excepted from the bankruptcy discharge in 11 U.S.C. 523(a)(8). That section of the Bankruptcy Code prevents discharge […]
Interviewing for a Job with Foreclosure on Your Credit Report
Most employers today run a credit check before they hire. But not every employer cares enough about your credit history to analyze it thoroughly. If you have a foreclosure on your credit report, preparing for an interview should include understanding how to address the issue if it comes up. You will know if a potential […]
When Filing a Chapter 13 Bankruptcy, Timing Matters
Timing matters in Chapter 13 bankruptcy. Just as important as knowing whether to file is knowing when to file. Issues surrounding the timing of the filing of a Chapter 13 bankruptcy can cause your case to be dismissed. When you must file quickly You must file your bankruptcy prior to a foreclosure auction or you […]
The Robocalls Must Stop
Illegal scam robocalls comprised roughly a quarter of the 26 billion robocalls placed to U.S. mobile numbers in 2018. Unwanted solicitations, get-rich-quick schemes, health insurance rackets, car warranty extension offers, timeshare spam, technical support shakedowns, and IRS and Social Security scams. These often sophisticated robo-hustlers prey on the vulnerable and annoy the rest of us. […]