About LaTashia Williams
LaTashia Williams is a Virginia Tech graduate and an editorial contributor at Lee Legal. LaTashia resides in Washington, D.C.
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Bankruptcy is the legal discharge of debt. If you have taken on more debt than you are able to repay, the law allows you to eliminate most and often all of your debt in bankruptcy. For some debtors, this can have the effect of providing a whole new start in life. The United States Bankruptcy Code is complicated and constantly changing, however, so great care must be taken in preparing a bankruptcy petition.

Chapter 7 and Chapter 13 are the two types of bankruptcy typically available to individual or joint debtors. In either type of bankruptcy, the court issues an nifty order called the “automatic stay,” which directs your creditors to cease all collection activities immediately under penalty of sanction. If your home is scheduled for a foreclosure sale, the sale will be legally postponed while the bankruptcy is pending, typically for three to four months.

If you are considering filing for bankruptcy in Washington, D.C. , Virginia or Maryland, it is strongly recommended that you contact a knowledgeable bankruptcy attorney immediately.

Lee Legal is a debt relief agency as defined by 11 U.S.C. § 528(a)(4). In other words, we help people file for relief under the Bankruptcy Code.

Debt Doesn’t Just Disappear

May 28, 2019 LaTashia Williams

Debt collector phone calls and collection letters in the mail are never welcome yet must be dealt with all the same. For some, ignoring their debt is a direct result of not having the money to pay the debt. But know [ . . . ]

How to Close the Bank of Mom and Dad

April 5, 2019 LaTashia Williams

Parents are and always have been an immediate financial resource for their children, even if their children are grown adults in their 20s, 30s and even 40s. Regardless of relation, parents should not be viewed as a bank. Part of [ . . . ]

Retail Therapy Is a Symptom, Not a Cure

March 15, 2019 LaTashia Williams

Americans love to shop.  The shopping process can be an emotionally gratifying experience, allowing us to exercise freedom of choice and expression. But contemplating and planning our purchase generates excitement which combats stress. Oftentimes, retail therapy is a symptom of [ . . . ]

9 Best Personal Finance Apps of 2019

March 6, 2019 LaTashia Williams

Personal money management can be a formidable task. Tracking expenses while keeping up your bank balance is just one item. Bill payments, saving, investments, and credit score all comprise our personal finances. Personal finance apps to the rescue! The best [ . . . ]

Pay Down Debt While Saving for Retirement

January 11, 2019 LaTashia Williams

For many people, debt is the main factor preventing us from achieving our financial goals – without even including retirement savings. However, retirement cannot be left out if we are to be able to retire comfortably and securely when the [ . . . ]

Avoid Debt This Holiday Season

December 7, 2018 LaTashia Williams

We don’t have to incur debt every holiday. Here are some tips that will allow you to avoid debt this holiday season without later financial regret. Budget Make your budget realistic and relative to you. Excluding this factor will decrease [ . . . ]

Think Twice Before You Co-Sign for a Loan

November 16, 2018 LaTashia Williams

A family member or a close friend is usually a person with whom we have a special connection. We highly regard these relationships which allows us to willingly assist them when there is a need, especially when we are able. [ . . . ]