Debt Defense

  • The Six Stages of Civil Litigation

    The Six Stages of Civil Litigation

    Civil litigation can be divided into six distinct stages. Some of these litigation steps sometimes get skipped. At other times, they overlap. But no stage is more important than any other. Here are the six steps of civil litigation. I. Investigation You must thoroughly investigate your claims and defenses and counterclaims because you must be…


  • 202 Bankruptcy and Foreclosure Lawyer Also Serves 703 and 301

    202 Bankruptcy and Foreclosure Lawyer Also Serves 703 and 301

    Several recent posts have received nationwide attention, and we welcome the positive response. My office has fielded calls from hundreds of people all over the country interested in issues I’ve written about here. Unfortunately, if you live outside the metropolitan Washington, D.C. region, our office is unable to provide any information or advice beyond what’s…


  • What to Look For When You Hire a Lawyer

    What to Look For When You Hire a Lawyer

    When you hire a lawyer, it’s a bit different than hiring other kinds of professionals. There are many different aspects of the practice of law that you will want to take into account before you sign a retainer agreement. Here are some key characteristics to consider when you hire a lawyer to represent you. Legal…


  • How Much of My Paycheck Can a Creditor Garnish?

    How Much of My Paycheck Can a Creditor Garnish?

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    Sometimes an employee doesn’t even know that a creditor is seeking to garnish until they see a change in their paycheck. At that point, you should seek advice of legal counsel. So how much of my paycheck can a creditor garnish? The garnishment process Before a creditor can garnish your wages, that creditor must obtain…


  • Be Tough, Not Uncivil

    Be Tough, Not Uncivil

    Litigation isn’t for the weak of heart. Opposing counsel will seek any advantage to exploit, and a case can be won or lost by small margins. But you do not need to be rude when litigating a case. You must be tough, not uncivil. Let the facts rule Get your story straight and let the…


  • Tips for Litigating a Warrant in Debt in Virginia

    Tips for Litigating a Warrant in Debt in Virginia

    Traps abound in any lawsuit, especially if you’re the defendant. A single misstep can prove very costly. Here are some tips for litigating a warrant in debt in Virginia. Call the lawyer Deal directly with the attorney who filed the case. Do not attempt to contact the named plaintiff or original creditor. Once a warrant…


  • How to Settle a Debt If You Get Sued

    How to Settle a Debt If You Get Sued

    In most cases, you can settle a debt if you get sued. But you must go about it in the right way. You may have legitimate defenses, in which case you should strenuously exert them. If you do not dispute that you owe the debt, however, then you should attempt to settle the debt. Debt…


  • On Deck Capital Lawsuits in Arlington General District Court

    On Deck Capital Lawsuits in Arlington General District Court

    Last week, On Deck Capital continued its onslaught of lawsuits in Arlington General District Court. On Deck Capital provides loans to small businesses. Its loan agreements contain “choice of venue” clauses providing for litigation in Arlington GDC. On Deck Capital also requires small business owners to personally guarantee its loans. So when On Deck sues a…


  • How to Recover from Foreclosure

    How to Recover from Foreclosure

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    Facing foreclosure on your home can be one of life’s biggest challenges. You have options if you want to save your home, but sometimes allowing the foreclosure to take place is your best option. If you have to let go of your home, here’s how to recover from foreclosure. Settle in and settle down Lots…


  • Do Not Defend Yourself in a Debt Collection Lawsuit

    Do Not Defend Yourself in a Debt Collection Lawsuit

    If a creditor sues you, you have a choice: hire a lawyer or attempt to litigate yourself. Be warned, however: your chances of winning significantly diminish if you try to defend yourself in a debt collection lawsuit. Pro se litigants lose (and lose big) more often than litigants with a lawyer When a litigant defends…


Debt Defense