Your bankruptcy lawyer should make you feel completely comfortable with your options whether you decide to file or not. Personal bankruptcy is never an easy choice. Lee Legal will make the process as painless as possible and advance your case expeditiously. If bankruptcy is not right for you, we won’t file your case.
Chapter 7 Bankruptcy
Chapter 7 bankruptcy is probably a good option for you if your income makes it impossible to pay your bills. In a Chapter 7 bankruptcy, your debts are simply eliminated (or “discharged”) and you get a fresh start. Chapter 7 allows you to:
- Stop garnishment, stop a lawsuit, or stop repossession
- Cease all harassment and collection efforts, including phone calls
- Eliminate your unsecured debts, including:
- Credit cards and charge cards
- Medical bills
- Court judgments
- Payday loans
- Personal loans
- Foreclosure and repossession deficiencies
- Overdrawn bank accounts
- Reject any unwanted mortgage, lease or auto loan
- Start rebuilding your credit
Some common reasons for filing for Chapter 7 bankruptcy protection are: unemployment, underemployment, loss of income, divorce, catastrophic or chronic medical conditions, and identity theft.
Or you may simply have gotten behind on your bills and then couldn’t get caught up. Sometimes, the best solution is to walk away from your debt and get a fresh start. The truth is that bad things sometimes happen to good people. Quickly and easily eliminating your debt is often the smartest financial decision you can make, and the first step to building a solid credit rating.
Debt collection is disruptive to your life and deleterious to your credit. Filing Chapter 7 is a quick and easy way to stop the calls and lawsuits and reclaim your life.
Lee Legal: Chapter 7 Bankruptcy Lawyer in Washington DC, Maryland and Virginia
Bankruptcy laws and local rules are constantly changing. You should hire an attorney who is thoroughly familiar with the process and timeline. We will treat you with respect and make the process as stress-free as possible. Get your bankruptcy questions answered by calling our office.
Lee Legal will help you rebuild your credit once you receive your Chapter 7 discharge. Our goal is to make the process as easy and painless as possible. Every client of Lee Legal gets a free consultation.