debt settlement
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How to Handle a Call from a Debt Collector
Your cell number is your cell number, and you’re not changing it. You’d lose contact with too many people you care about. Unfortunately, everyone else has it, too. If you’re getting debt collection calls, you may have other things to think about in terms of your overall financial picture. But here’s how to handle a…
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Titan Asset Purchasing Lawsuits in Arlington GDC
Titan Asset Purchasing purchases defaulted loans from QuarterSpot, Inc., whose loan agreements contain “choice of venue” clauses providing for litigation in Virginia. QuarterSpot loans also require small business owners to personally guarantee their loans. So when Titan Asset Purchasing sues a business, it also sues the business owner, personally. Choice of venue: Arlington Circuit Court Both…
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We Will Take Your Debt Collection Calls
You have enough to worry about. We will take your debt collection calls for you. Some debt collectors are pretty good at their jobs. The more adept debt collection companies will try to force you into making bad decisions. But you don’t have to let that happen. You have to take control of the situation.…
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Do You Get Shady Debt Collector Calls? I Get Them All the Time.
As a bankruptcy lawyer, I get debt collector calls multiple times a day. When I file a bankruptcy for a client, my number becomes associated with all of that client’s collection accounts. So I get lots of calls verifying representation and validating debts and checking account numbers. Many times, creditors simply want to know our…
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Getting Out of Debt Improves Judgment, Reduces Anxiety
According to a new study, getting out of debt reduces anxiety and improves cognitive function. You can improve your decision-making ability by getting rid of your debt. The psychological costs of servicing debt Chronic indebtedness afflicts rich and poor nations alike. One in four families in the lowest income quintile in the United States spend…
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D.C. Lawyer for Debt Defense
Consider hiring a lawyer for debt defense if you are being pursued by a debt collector. Lee Legal serves the District of Columbia, Northern Virginia, and the D.C. suburbs of Maryland. To understand how the debt collection industry works, read the November 2019 State of Collections report from TransUnion. We did, and there are a…
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Debt in Collection on Your Credit Report
The debt collection industry makes several billion dollars annually. From Q4 2009 through Q2 2015, no fewer than 33 percent had a debt collection item on their credit reports. Today, 28 percent of Americans have negative collection debts weighing down their credit scores. If you have a debt in collection on your credit report, you’re…
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Debt Doesn’t Just Disappear
Debt collector phone calls and collection letters in the mail are never welcome yet must be dealt with all the same. For some, ignoring their debt is a direct result of not having the money to pay the debt. But know this: ignoring debt collectors will never remedy the situation. In fact, it could make it…
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How to Settle a Debt If You Get Sued
In most cases, you can settle a debt if you get sued. But you must go about it in the right way. You may have legitimate defenses, in which case you should strenuously exert them. If you do not dispute that you owe the debt, however, then you should attempt to settle the debt. Debt…
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What Happens to My Debts When I Die?
When planning a future for your loved ones, you do not want your legacy to include a mountain of debt. Many people are unaware that their debts can continue to haunt those they leave behind. Whoever you select to manage your estate will serve as the “executor,” and that person is responsible for probate, the…
