Call from a Debt Collector? Know Your Rights.

Call from a Debt Collector -- Know Your Rights

If you’re getting calls from debt collectors, you might have several issues going on in your life. You probably don’t have a lot of time to talk to a stranger trying to get you to pay them money. Or you might have all the time in the world but no money to give. If you […]

Can a Debt Collector Message Me on Facebook?

Can a Debt Collector Message Me on Facebook?

If you are being pressured to pay a debt, you know that collection agents can be relentless. A collection agency may be constantly bombarding you with demands for payment. Letters, phone calls, and . . . Facebook? That’s right. Social media makes it even easier for debt collectors to find and pursue you. Over the last few weeks, […]

Be Prepared When the Collection Agent Calls

When the Collection Agent Calls

When the collection agent calls, be prepared. Thanks to the Fair Debt Collection Practices Act, you don’t have to take abuse just because you owe a debt. The Fair Debt Collection Practices Act (FDCPA) strictly prohibits debt collectors from using abusive, unfair, or deceptive practices. The FDCPA defines a debt collector as someone who regularly collects […]