Get to Know Your HOA

Learn more about your HOA with Last Week Tonight.

Over 80% of new homes sold today are governed by homeowner associations, or HOAs. If you own a home in a community with an HOA, you should get to know your HOA for a number of reasons. First and foremost, working with your HOA protects your investment. After all, in some cases you’re just one […]

Coronavirus Prompts Suspension of Foreclosures in DC area

Coronavirus Epidemic Prompts Suspension of Foreclosures in DC area -- LEE LEGAL -- DC VA MD

The raging coronavirus epidemic has prompted the suspension of foreclosures in DC, Virginia and Maryland. Pursuant to the Coronavirus Aid, Relief, and Economic Security Act (the CARES Act), servicers of federally-backed mortgage loans may not initiate or execute any judicial or nonjudicial foreclosure-related eviction or foreclosure sale. Two-thirds of residential mortgages in the United States […]

When Filing a Chapter 13 Bankruptcy, Timing Matters

When Filing a Chapter 13 Bankruptcy, Timing Matters -- LEE LEGAL -- DC VA MD

Timing matters in Chapter 13 bankruptcy. Just as important as knowing whether to file is knowing when to file. Issues surrounding the timing of the filing of a Chapter 13 bankruptcy can cause your case to be dismissed. When you must file quickly You must file your bankruptcy prior to a foreclosure auction or you […]

Telltale Signs It’s Time to File for Bankruptcy

Telltale Signs It's Time to File for Bankruptcy -- LEE LEGAL -- DC VA MD Bankruptcy Lawyer

Living in a state of debt has become the accepted way of life for many. Although bankruptcy has become far more common than it was decades ago, it still intimidates many Americans who are in a situation where filing may be best. You should consider filing bankruptcy when what you owe exceeds what you can […]

Will a Loan Modification Hurt My Credit Score?

Will a Loan Modification Hurt My Credit Score -- LEE LEGAL -- DC VA MD Foreclosure Attorney

If you fall behind on your mortgage, you have options, but you must be proactive. One of the best ways to get back on track with your mortgage is loan modification. But will a loan modification hurt your credit score? Loan modification can hurt your credit score The biggest negative effect to your credit from […]

Top 5 Foreclosure Defenses in Virginia, Maryland and Washington, DC

Top 5 Foreclosure Defenses -- LEE LEGAL -- DC VA MD foreclosure attorney

If your mortgage company forecloses, you may have defenses. Virginia and Maryland are nonjudicial foreclosure jurisdictions, which means you must sue the mortgage company to raise these defenses. But the District of Columbia is a judicial foreclosure jurisdiction. In DC, you can raise these defenses in your Answer to the Complaint for Judicial Foreclosure. Here […]

Can Eviction Happen in Cold Weather?

Can Eviction Happen in Cold Weather -- LEE LEGAL -- DC VA MD foreclosure lawyer

Landlords in Virginia can legally evict you during a blizzard, but in Maryland and DC, whether you can be evicted depends upon just how cold it is. Cold weather evictions in Washington, DC In the District of Columbia, the U.S. Marshals Service executes writs of restitution issued by DC Superior Court judges. D.C. Code § 42–3505.01 […]

What is a Notice of Intent to Accelerate?

What is a Notice of Intent to Accelerate? -- LEE LEGAL -- DC VA MD foreclosure defense attorney

Almost every mortgage contains the requirement that your lender send a Notice of Intent to Accelerate before it can initiate foreclosure proceedings. What is a Notice of Intent to Accelerate? Sometimes called a Default Letter, the Notice of Intent to Accelerate usually states that a mortgage loan is in default. The letter will also state […]

Top 7 Reasons People Declare Bankruptcy

Top 7 Reasons People Declare Bankruptcy

People don’t declare bankruptcy for the fun of it. Bankruptcy results from a financial hardship from which a person cannot recover within a reasonable amount of time. Lots of circumstances can lead to personal bankruptcy. Here are the top 7 reasons people declare bankruptcy. Job loss Unemployment benefits simply do not cover living expenses. Losing […]