Top 5 Foreclosure Defenses in Virginia, Maryland and Washington, DC
If your mortgage company forecloses, you may have defenses. Virginia and Maryland are nonjudicial foreclosure jurisdictions, which means you must sue the mortgage company to raise these defenses. But the District of Columbia is a judicial foreclosure jurisdiction. In DC, you can raise these defenses in your Answer to the Complaint for Judicial Foreclosure. Here […]
Setting Realistic Foreclosure Defense Objectives
If you are facing foreclosure, you must take a pragmatic, level-headed approach to your foreclosure defense objectives. Often time is of the essence, and it will do you no good to explore unrealistic avenues of resolution. One important service that a good foreclosure defense attorney will provide to you is helping you to set realistic […]
DC Region Leads Nation in Complaints About Debt Collection
The Washington, D.C. region again outpaces the nation in complaints about debt collection in 2018, according to the latest Complaint Snapshot report from the Consumer Financial Protection Bureau, or CFPB. Washington, D.C. ranks first in the nation in debt collection complaints per capita, while Maryland ranks third and Virginia ranks eighth. The D.C. area has […]
Don’t Send Good Money After Bad
Don’t send good money after bad. Have you heard the phrase? It means spending even more money on an investment with the hope of recouping your original investment. Most of our clients feel their credit card purchases to be investments. From clothing and food and appliances to rental cars and educational expenses, most people use plastic […]
Student Loan Debt in DC, Virginia, and Maryland
In October 2017 the Consumer Financial Protection Bureau (CFPB) published a 50 State Snapshot of Student Debt. Since its formation, the CFPB has handled tens of thousands of complaints related to student loan lenders, servicers, and debt collectors. Student loan debt in DC, Virginia, and Maryland is truly enormous. Total outstanding student loan debt in DC is $6.76 […]
Does Foreclosure Terminate a Lease?
If you rent your home and your landlord is in foreclosure, you are fully justified in wanting to know: Does foreclosure terminate a lease? You may have an excellent relationship with your landlord, but if your landlord is in foreclosure, watch out. Legal ownership of your home will transfer to a new landlord once the […]
Debt Settlement Attorney in Washington D.C. and Virginia
You may not want to file personal bankruptcy on a debt. You may owe just a single debt, or maybe just a few. In some cases, it makes more sense to consider debt settlement over bankruptcy. Consider hiring an experienced debt settlement attorney in Washington D.C. and Virginia to engage in debt settlement on your behalf. A creditor […]
Mistakes People Make Before Calling a Bankruptcy Lawyer
Many people find it difficult to take the first step when facing debts they can’t pay. There is nothing wrong with being confused or uncertain. Dealing with collections calls and bills you cannot pay is a hassle. However, you can act to protect yourself so you don’t accidentally end up making your financial situation worse. […]