Washington DC
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Be Tough, Not Uncivil
Litigation isn’t for the weak of heart. Opposing counsel will seek any advantage to exploit, and a case can be won or lost by small margins. But you do not need to be rude when litigating a case. You must be tough, not uncivil. Let the facts rule Get your story straight and let the…
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Can Eviction Happen in Cold Weather?
Landlords in Virginia can legally evict you during a blizzard, but in Maryland and DC, whether you can be evicted depends upon just how cold it is. Cold weather evictions in Washington, DC In the District of Columbia, the U.S. Marshals Service executes writs of restitution issued by DC Superior Court judges. D.C. Code § 42–3505.01…
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How Student Loan Debt Prevents Homeownership
Perhaps it’s no surprise, but student loan debt prevents homeownership. In just the third quarter of 2018, total outstanding student loan debt increased by a whopping $37 billion. The amount of student loan debt in the United States now stands at an eye-popping $1.56 trillion. Out of necessity, student borrowers must delay homeownership while attempting to…
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Think Twice Before You Co-Sign for a Loan
A family member or a close friend is usually a person with whom we have a special connection. We highly regard these relationships which allows us to willingly assist them when there is a need, especially when we are able. How does this translate when asked to co-sign for a loan? It may not be…
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Why Chapter 13 Bankruptcy Cases Get Dismissed So Often
Chapter 13 bankruptcy cases get dismissed for lots of different reasons. Most dismissals, however, can be avoided. Chapter 13 is complicated Obtaining trustee and creditor consensus on a court-approved repayment plan takes hard work, finesse, and expertise. Chapter 13 allows a debtor to propose several plans in an attempt to reorganize. But unnecessary delay will…
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What is a Notice of Intent to Accelerate?
Almost every mortgage contains the requirement that your lender send a Notice of Intent to Accelerate before it can initiate foreclosure proceedings. What is a Notice of Intent to Accelerate? Sometimes called a Default Letter, the Notice of Intent to Accelerate usually states that a mortgage loan is in default. The letter will also state…
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Tips for Litigating a Warrant in Debt in Virginia
Traps abound in any lawsuit, especially if you’re the defendant. A single misstep can prove very costly. Here are some tips for litigating a warrant in debt in Virginia. Call the lawyer Deal directly with the attorney who filed the case. Do not attempt to contact the named plaintiff or original creditor. Once a warrant…
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Chapter 7 Means Test Numbers in Washington D.C. Area Increase
Effective November 1, 2018 new Chapter 7 means test numbers take effect. Year-over-year means test numbers for household incomes in the D.C. area increased between 3 percent and 21 percent across the board. When the means test numbers increase, more people qualify for Chapter 7 bankruptcy. What is the Chapter 7 means test? Chapter 7…
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Setting Realistic Foreclosure Defense Objectives
If you are facing foreclosure, you must take a pragmatic, level-headed approach to your foreclosure defense objectives. Often time is of the essence, and it will do you no good to explore unrealistic avenues of resolution. One important service that a good foreclosure defense attorney will provide to you is helping you to set realistic…
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How to Settle a Debt If You Get Sued
In most cases, you can settle a debt if you get sued. But you must go about it in the right way. You may have legitimate defenses, in which case you should strenuously exert them. If you do not dispute that you owe the debt, however, then you should attempt to settle the debt. Debt…
