Creditors can be really annoying. Collection calls and correspondence can disrupt your life and cause unfortunate and unnecessary embarrassment. If you know that you’re about to file bankruptcy, you can relieve the pressure before you file. Lee Legal will take your collection calls up to two weeks before your bankruptcy filing.
Bankruptcy stops collection efforts
At the start of every bankruptcy case, an order for relief is issued by the bankruptcy court. The order for relief informs your creditors that the automatic stay is in place. Your creditors must stop contacting you or pursuing any collection efforts whatsoever.
Creditors usually stop collecting when they know that your case has been filed. The sooner they find out, the sooner the phone calls and letters stop.
But until you file a bankruptcy, your creditors can continue to contact you. That’s where we come in.
Lee Legal will take your collection calls before you file bankruptcy
There are several situations where it makes sense to delay a bankruptcy filing. Sometimes, you just need to save up for the attorneys fees and filing fees. But generally speaking, if you know you have to file bankruptcy, start the process immediately.
If you have retained counsel and your filing is imminent, a good bankruptcy lawyer will take your creditor calls for you. Lee Legal will take your collection calls up to two weeks before your bankruptcy filing. That “breathing room” allows you to focus on your bankruptcy and get on with your life.
In those cases where there are many creditors, often there is at least one particularly collection agent. Don’t let aggressive debt collectors disrupt your life. We will reach out to them on your behalf to inform them of their rights in your bankruptcy. Most creditors back off at that point.