US Foreclosure Filings Up 22%
With COVID-19 programs and protections ending nationwide, foreclosure filings rose 22% in the first quarter 2023 compared to a year ago. Foreclosure activity has now increased 23 consecutive months. There were 95,712 new foreclosure filings last quarter. The DMV was not spared. Maryland had the fourth largest increase in foreclosures in the country. The District […]
Get to Know Your HOA
Over 80% of new homes sold today are governed by homeowner associations, or HOAs. If you own a home in a community with an HOA, you should get to know your HOA for a number of reasons. First and foremost, working with your HOA protects your investment. After all, in some cases you’re just one […]
How to Handle a Call from a Debt Collector
Your cell number is your cell number, and you’re not changing it. You’d lose contact with too many people you care about. Unfortunately, everyone else has it, too. If you’re getting debt collection calls, you may have other things to think about in terms of your overall financial picture. But here’s how to handle a […]
Restaurants Impacted by Coronavirus in the DC Area
Since the Covid-19 pandemic took hold in the DC region earlier this year, many notable and storied restaurants impacted by coronavirus have permanently closed. Industry analysts forecast that 40 percent of restaurants in the U.S. will close in the next six months without more federal financial aid. With infection rates on the rise, public health […]
Managing Your Personal Finances During a Recession
Economists now agree that the American economy has entered a recession. Since March 2009, America has witnessed history’s longest bull market in which the S&P 500 rose 330 percent. Unfortunately, the party is over. The deadly and highly contagious coronavirus has shut down our economy. Since March 2020, tens of thousands of Americans have died, […]
Getting Out of Debt Improves Judgment, Reduces Anxiety
According to a new study, getting out of debt reduces anxiety and improves cognitive function. You can improve your decision-making ability by getting rid of your debt. The psychological costs of servicing debt Chronic indebtedness afflicts rich and poor nations alike. One in four families in the lowest income quintile in the United States spend […]
Titan Asset Purchasing Lawsuits in Arlington GDC
Titan Asset Purchasing purchases defaulted loans from QuarterSpot, Inc., whose loan agreements contain “choice of venue” clauses providing for litigation in Virginia. QuarterSpot loans also require small business owners to personally guarantee their loans. So when Titan Asset Purchasing sues a business, it also sues the business owner, personally. Choice of venue: Arlington Circuit Court Both […]
We Will Take Your Debt Collection Calls
You have enough to worry about. We will take your debt collection calls for you. Some debt collectors are pretty good at their jobs. The more adept debt collection companies will try to force you into making bad decisions. But you don’t have to let that happen. You have to take control of the situation. […]
The Top 4 Credit Killers and How to Avoid Them
You don’t have to have a perfect credit score. Few do. Yet having good credit is important for getting good interest rates on credit cards, mortgages, and vehicle loans. Employers look at credit scores, too, when making hiring decisions. Even if you have a suboptimal credit history, you can boost your credit score by avoiding […]